6. I can help you take advantage of the government's "Mortgage Forgiveness Debt Relief Act and Debt Cancellation" Program.
7. I will negotiate directly with your lender/s. I control all of my short sales.
8. If you are late on payments now, I can get the Bank OFF YOUR BACK!
9. I can help you find another home afterwards. I am a full service REALTOR�. There are 'rent to own' options.
10. I don't want to buy your home as an investor. Saving you from foreclosure is my FOCUS.
Bottom line . . .
I work to present your lender an acceptable offer.
I do all the negotiations on your behalf
I market your home and list it on the MLS.
I can help you save your credit for years to come.
I charge you nothing.
Best of all, you don't have to go through the embarrassment, pain or humiliation of a foreclosure.
Many times you are allowed to stay in your home while we process the short sale thus enabling you to save some money and rebuild your credit life
You may be able to buy a home within 2 years with a short sale vs. 10 years with a foreclosure.
If you are upside down on your mortgage, a short sale is a sensible solution. Please call for a free and no-obligation, confidential consultation.
"I will focus all of my energy and resources with uncompromising honesty and integrity."
Rosanne Rojo
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Millions of Americans are facing this question:
"Should I just let my home go into foreclosure, or do a short sale with the bank?"
What is the sensible thing to do?
My advice is for you to remove the emotional aspect of this decision first. What you do now can have repercussions for many years down the line. Some people are even talking that 2005 was and will be the highest value in real estate in our lifetimes. That's not good if you are underwater on your mortgage.
"Stick it to the bank!"
Do you really want to do that? In a way, I understand that the banks have gone out of their way to dig this hole we are presently in... destroying trillions of dollars in equity money. Money that was supposed to pay for your retirement or your child's college tuition.
Now. . you are facing hard decisions.
I know you are not happy. The question you should ask yourself, "What will have a bigger long term effect on my credit and lifestyle?"
As far as I can see, you have these following options: |